| Yield to Surrender SM |
We have developed the method of calculation, "Yield to Surrender" SM
as a way of comparing interest rates paid on fixed and CD-Type annuities. This calculation produces the actual yield one would
earn if the annuity is held to the end of the surrender period. |
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| Equity Index Annuities |
SecurePlus Equity Index Annuity Policy issued by Life Insurance Company of the Southwest
returns a compounded annualized rate of return of 9.92% for policies issued on April 26, 1996.
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